Itô Integral at a Stopping Time

Beyond a Fixed Horizon The Integral at a Stopping Time Averaging Itô's Formula

Beyond a Fixed Horizon

The stochastic integral was built with a horizon fixed in advance, and until now nothing has minded. Every use it has been put to came with a horizon of its own already in place. The formula for a transformed process runs on \([0, T]\); the solution theory solves equations up to a prescribed final time; the representation theorem represents a variable measurable at a prescribed final time. A stopping time is the first object on this track that refuses to name a horizon in advance. It is read off the path as the path unfolds, and the natural hypotheses about it bound its mean rather than its values.

The stopped Itô integral handled this by refusing to leave the horizon: it reads the integral at \(\tau \wedge T\), the moment the clock stops or the horizon expires, whichever comes first. That is enough when the horizon can be chosen large enough to be irrelevant, and not enough when the stopping time is merely integrable, since no finite \(T\) then dominates it. This page removes the horizon, defines the integral at an almost surely finite stopping time, and shows that the two properties which make the integral worth having survive the removal. The reward is collected in the final section, where Itô's formula is averaged at a stopping time and yields an identity that the rest of the track will use repeatedly.

The construction of the Itô integral fixed a horizon \(T\) and admitted integrands in the class \(\mathcal{V}(0, T)\), and the continuous version was likewise produced on \([0, T]\). The properties page did consider relaxing the class, and declined. Dropping the square-integrability condition (V3) in favour of an almost sure finiteness costs the isometry, the zero mean, and the martingale property, and buys only a local martingale, so that extension was recorded and left unbuilt. The move made here is not that one. Condition (V3) is kept in full, and only the horizon is released, so nothing that made the integral useful is given up.

Releasing it asks for a hypothesis, not for a new theorem. Write

\[ \mathcal{V}( 0, \infty ) = \bigcap_{T \gt 0} \mathcal{V}( 0, T ) \]

for the integrands admissible at every horizon. An integrand in this class carries a compatible family of integrals, one for each horizon, and a compatible family of continuous processes on growing intervals is a single continuous process on the half-line. That is the whole argument, and the two theorems below are its two halves.

The class deserves one remark, because the notation invites a misreading. Membership in \(\mathcal{V}( 0, \infty )\) is not square integrability over the half-line. A bounded adapted integrand belongs to the class, since \(\mathbb{E}[ \int_0^T f^2\, ds ]\) is finite for every finite \(T\), while \(\mathbb{E}[ \int_0^\infty f^2\, ds ]\) is infinite for such an \(f\) unless it decays. The intersection asks for finiteness at each horizon separately and never for finiteness in the limit, and that is exactly the strength the integrands of this page will have.

Theorem: A Continuous Version on the Half-Line

Let \(f \in \mathcal{V}( 0, \infty )\). There exists a stochastic process \(\{ J_t \}_{t \geq 0}\), adapted to \(\{\mathcal{F}_t\}\), with every path continuous, such that

\[ \mathbb{P} \Bigl[ J_t = \int_0^t f\, d w_s \Bigr] = 1 \quad \text{for every } t \geq 0 , \]

and any process with almost surely continuous paths satisfying the same identities is indistinguishable from it.

Proof.

The finite pieces are compatible.
For each positive integer \(k\) membership in the intersection gives \(f \in \mathcal{V}( 0, k )\), so a continuous version \(J^{(k)}\) exists on \([0, k]\). For \(t \leq k\) the symbol \(\int_0^t f\, d w_s\) denotes the integral of \(f\) read as an element of \(\mathcal{V}( 0, t )\). This reading does not depend on the horizon it is taken from, the construction using only the restriction of \(f\) to \([0, t]\), and the properties theorem keeps the readings consistent across horizons: it records that an integrand admissible up to a horizon is admissible up to any earlier one, and it states additivity over adjacent intervals as an identity among integrals read at different horizons. The identification is therefore the one already in force. Hence for \(k \lt l\) and each fixed \(t \in [0, k]\) the variables \(J^{(k)}_t\) and \(J^{(l)}_t\) are versions of one and the same random variable, and agree almost surely.

Compatibility upgrades to a single null set.
Fix \(k \lt l\). The two processes agree almost surely at each rational \(t \in [0, k]\), hence, the rationals being countable, simultaneously at all of them outside one null set \(N_{k, l}\); off \(N_{k, l}\) and off the null sets where either path fails to be continuous on \([0, k]\), continuity extends the agreement to every \(t\). Let \(N\) be the union of the countably many sets \(N_{k, l}\) together with the null sets on which some \(J^{(k)}\) fails to have a continuous path.

Gluing.
For \(\omega \notin N\) and \(t \geq 0\) set \(J_t( \omega ) = J^{(k)}_t( \omega )\) for any integer \(k \geq t\); the previous step makes the value independent of the choice, and on \(N\) set \(J \equiv 0\). For fixed \(t\) the variable \(J_t\) agrees almost surely with \(\int_0^t f\, d w_s\) because \(J^{(k)}_t\) does, so \(J_t\) is a representative of that class and is therefore \(\mathcal{F}_t\)-measurable by the measurability property read at horizon \(t\), whose every-representative form, resting on the null-set convention, was built for exactly this transfer. The process is thus adapted. Every path of \(J\) is continuous on each \([0, k]\) and hence on \([0, \infty)\). If \(\tilde{J}\) is another such process, the rational argument applied once more makes the two agree at all times outside a null set, that set including the one where \(\tilde{J}\) fails to be continuous, which is indistinguishability.

The Integral at a Stopping Time

With the continuous version available at every time, a stopping time that is almost surely finite can simply be substituted into it. That substitution is what the symbol below will mean, and the theorem records that the two properties of the integral that matter survive it.

Theorem: The Integral at a Stopping Time

Let \(f \in \mathcal{V}( 0, \infty )\), let \(J\) be its continuous version on the half-line, and let \(\tau\) be a stopping time with \(\tau \lt \infty\) almost surely. Define

\[ \int_0^\tau f\, d w_s := J_\tau . \]

The substitution is legitimate: \(J\) is continuous and adapted, hence progressively measurable, so item (v) of the calculus makes \(J_\tau\) measurable on \(\{\tau \lt \infty\}\).

If moreover \(\mathbb{E} [ \int_0^\tau f( s, \omega )^2\, ds ] \lt \infty\), then \(J_\tau \in L^2( \mathbb{P} )\) and

\[ \begin{align*} \mathbb{E} \bigl[ J_\tau \bigr] &= 0 , \\\\ \mathbb{E} \bigl[ J_\tau^2 \bigr] &= \mathbb{E} \Bigl[ \int_0^\tau f( s, \omega )^2\, ds \Bigr] . \end{align*} \]

Proof.

The truncations form a Cauchy sequence.
Let \(k \lt l\) be positive integers. Both \(\tau\) and \(\tau \wedge k\) are stopping times, and at the horizon \(l\) the second satisfies \(( \tau \wedge k ) \wedge l = \tau \wedge k\), so the stopped Itô integral identifies both stopped values as ordinary integrals over \([0, l]\) with switched-off integrands, the half-line version agreeing with the version on \([0, l]\) by construction. Subtracting the two identifications, linearity of the integral gives

\[ J_{\tau \wedge l} - J_{\tau \wedge k} = \int_0^l \mathbf{1}_{[ \tau \wedge k,\, \tau )}( s )\, f( s, \omega )\, d w_s , \]

and the Itô isometry turns the second moment of the difference into

\[ \mathbb{E} \bigl[ ( J_{\tau \wedge l} - J_{\tau \wedge k} )^2 \bigr] = \mathbb{E} \Bigl[ \int_{\tau \wedge k}^{\tau \wedge l} f^2\, ds \Bigr] \leq \mathbb{E} \Bigl[ \int_{\tau \wedge k}^{\tau} f^2\, ds \Bigr] . \]

The right side tends to zero as \(k \to \infty\). The inner integral vanishes for all large \(k\) at almost every \(\omega\), since \(\tau \wedge k = \tau\) once \(k\) exceeds \(\tau( \omega )\), and it is dominated by \(\int_0^\tau f^2\, ds\), which is integrable by hypothesis, so dominated convergence applies. The sequence \(( J_{\tau \wedge k} )_k\) is therefore Cauchy in \(L^2( \mathbb{P} )\).

The limit is the value at \(\tau\).
Since \(\tau\) is almost surely finite, \(\tau \wedge k = \tau\) for all large \(k\) at almost every \(\omega\), so \(J_{\tau \wedge k} \to J_\tau\) almost surely. By the completeness of \(L^2\) the Cauchy sequence converges in \(L^2( \mathbb{P} )\) to some limit \(X\), and Fatou's lemma applied to the nonnegative variables \(( J_{\tau \wedge k} - X )^2\), whose almost sure limit is \(( J_\tau - X )^2\), gives

\[ \begin{align*} \mathbb{E} \bigl[ ( J_\tau - X )^2 \bigr] &\leq \liminf_{k \to \infty} \mathbb{E} \bigl[ ( J_{\tau \wedge k} - X )^2 \bigr] \\\\ &= 0 . \end{align*} \]

Hence \(J_\tau = X\) almost surely, so \(J_\tau \in L^2( \mathbb{P} )\) and \(J_{\tau \wedge k} \to J_\tau\) in \(L^2\).

Passing the two identities to the limit.
For each \(k\) the stopped integral has mean zero and second moment \(\mathbb{E}[ \int_0^{\tau \wedge k} f^2\, ds ]\). Convergence in \(L^2\) carries both moments along: the first since \(| \mathbb{E}[ Y ] | \leq \| Y \|_{L^2}\) on a probability space by Hölder's inequality against the constant function \(1\), the second since \(L^2\) norms converge along the sequence. Hence \(\mathbb{E}[ J_\tau ] = 0\) and \(\mathbb{E}[ J_\tau^2 ] = \lim_k \mathbb{E}[ \int_0^{\tau \wedge k} f^2\, ds ]\). The integrands increase to \(\int_0^\tau f^2\, ds\) pointwise, so monotone convergence identifies the limit as \(\mathbb{E}[ \int_0^\tau f^2\, ds ]\).

Averaging Itô's Formula

Here is the question the identity answers. Take an Itô process, a smooth compactly supported function of its state, and a stopping time with finite mean, and ask for the average value of the function at the moment the clock stops. The answer is that this average exceeds the value at the start by the expected accumulation, along the path and up to the stopping time, of a second-order expression built from the coefficients of the process and the derivatives of the function.

Nothing in that is surprising once Itô's formula is in hand. Applying the formula produces exactly such an accumulation, together with a stochastic integral against the driving motion, and the whole content of the identity is that the stochastic integral averages to zero even when its upper limit is random. The two theorems just proved are what make that last clause both meaningful and true.

Throughout this section \(Y = Y^x\) is an \(m\)-dimensional Itô process started at \(x\), written in integral form as

\[ Y_t = x + \int_0^t \mathbf{u}( s, \omega )\, ds + \int_0^t \mathbf{v}( s, \omega )\, d w_s , \quad t \geq 0 , \]

with \(\mathbf{u}\) taking values in \(\mathbb{R}^m\), \(\mathbf{v}\) in \(\mathbb{R}^{m \times n}\), and \(w\) the \(n\)-dimensional driving motion carrying the filtration \(\{ \mathcal{F}_t^{(n)} \}\). The class \(C_0^2( \mathbb{R}^m )\) consists of the twice continuously differentiable functions on \(\mathbb{R}^m\) with compact support.

One piece of notation is carried over from the study of diffusions as a family, where averages were indexed by the point the process starts from. For a process whose starting point is displayed we write

\[ E^x \bigl[ \Phi( Y ) \bigr] := \mathbb{E} \bigl[ \Phi( Y^x ) \bigr] \]

for any functional \(\Phi\) of the path for which the right side is defined, and more generally for any random variable on the underlying space. The superscript is a label on the process, recording which member of the family is being averaged, and not a change of the measure on the underlying space; the expectation itself is the ordinary one throughout.

Theorem: The Stopped Expectation Identity

Let \(Y\) be as above, let \(f \in C_0^2( \mathbb{R}^m )\), and let \(\tau\) be a stopping time for \(\{ \mathcal{F}_t^{(n)} \}\) with \(E^x[ \tau ] \lt \infty\). Assume that \(\mathbf{u}\) and \(\mathbf{v}\) are bounded on the set of pairs \(( s, \omega )\) for which \(Y_s( \omega )\) lies in the support of \(f\). Then

\[ E^x \bigl[ f( Y_\tau ) \bigr] = f( x ) + E^x \Bigl[ \int_0^\tau \Bigl( \sum_{i = 1}^{m} u_i\, \partial_i f + \tfrac{1}{2} \sum_{i, l = 1}^{m} \bigl( \mathbf{v} \mathbf{v}^\top \bigr)_{il}\, \partial_{il} f \Bigr)\, ds \Bigr] , \]

where the derivatives of \(f\) are evaluated at \(Y_s\) and the coefficients at \(( s, \omega )\), and both expectations are finite.

Write \(K\) for the support of \(f\) and abbreviate the two integrands produced by Itô's formula,

\[ \begin{align*} G( s, \omega ) &= \sum_{i = 1}^{m} u_i\, \partial_i f + \tfrac{1}{2} \sum_{i, l = 1}^{m} \bigl( \mathbf{v} \mathbf{v}^\top \bigr)_{il}\, \partial_{il} f , \\\\ h_j( s, \omega ) &= \sum_{i = 1}^{m} \partial_i f\, v_{ij} , \quad j = 1, \ldots, n , \end{align*} \]

with the same evaluation convention. These abbreviations are used throughout the proof.

Proof.

The integrands are bounded, and the composite is an Itô process.
All derivatives of \(f\) vanish off \(K\): on the complement of \(K\), which is open, \(f\) is identically zero, and by continuity from there the derivatives vanish on the boundary as well. Hence \(G\) and each \(h_j\) vanish at every pair \(( s, \omega )\) with \(Y_s( \omega ) \notin K\), while at the remaining pairs the hypothesis bounds \(\mathbf{u}\) and \(\mathbf{v}\) and the derivatives of \(f\) are bounded by compactness. There are therefore constants \(M_0\) and \(M_1\) with \(| G | \leq M_0\) and \(| h_j | \leq M_1\) everywhere. The integrand \(h_j\) lies in the admissible class \(\mathcal{V}( 0, T )\) for every horizon \(T\). Each factor \(\partial_i f( Y_\cdot )\) is continuous and adapted, hence progressively measurable by the criteria for progressive measurability and in particular jointly measurable, while each \(v_{ij}\) is jointly measurable and adapted because the definition of an Itô process places it in the admissible class at every horizon. Products preserve joint measurability and adaptedness, so (V1) and (V2) hold, and the square integrability (V3) is immediate from the bound. This is the membership condition of the general Itô formula, applied with the time-independent map \(f\) in the role of \(g\). The formula gives, for each fixed \(t \geq 0\) and almost surely,

\[ f( Y_t ) = f( x ) + \int_0^t G( s, \omega )\, ds + \sum_{j = 1}^{n} \int_0^t h_j( s, \omega )\, d w_s^{(j)} . \]

One null set serves every time at once.
The identity as stated holds, for each \(t\), outside a null set that may depend on \(t\), and a random time cannot be substituted into such a statement. Each \(h_j\) lies in \(\mathcal{V}( 0, \infty )\), being admissible at every horizon, so each stochastic integral has a continuous version on the half-line \(J^{(j)}\). The other two terms are continuous as well: the left side because \(Y\) has continuous paths and \(f\) is continuous, and the time integral because \(G\) is bounded. Two processes with almost surely continuous paths which agree almost surely at each fixed time agree at every rational time outside a single null set, and hence, off that set and off the null sets where either path fails to be continuous, at every time. Read with the continuous versions, the identity therefore holds simultaneously for all \(t \geq 0\) outside one null set.

Substituting the stopping time.
Since \(E^x[ \tau ] \lt \infty\), the stopping time is almost surely finite, so it may be substituted for \(t\), giving

\[ f( Y_\tau ) = f( x ) + \int_0^\tau G( s, \omega )\, ds + \sum_{j = 1}^{n} J^{(j)}_\tau \]

almost surely. Each term is integrable. The left side is bounded by \(\sup | f |\); the time integral is bounded in absolute value by \(M_0 \tau\), whose expectation is finite; and each \(J^{(j)}_\tau\) is square integrable by the integral at a stopping time, the hypothesis there being met because \(\mathbb{E}[ \int_0^\tau h_j^2\, ds ] \leq M_1^2\, E^x[ \tau ]\) is finite. Taking expectations is therefore legitimate.

The noise terms have mean zero.
Apply the integral at a stopping time once for each \(j\), with integrand \(h_j\), stopping time \(\tau\), and the single component \(w^{(j)}\) in the role of the driving motion. That the one-dimensional integral machinery may be run over the joint filtration with any one component as integrator is not an extension of anything but a hypothesis check performed when the integral acquired several driving motions. Each of the \(n\) terms therefore has expectation zero, and what survives is the identity of the theorem.

It is worth recording where each hypothesis was spent, since the same list governs how far the identity can later be pushed. Compact support was used twice, once to bound the integrands and once, through that bound, to secure the membership condition of Itô's formula. The integrability of \(\tau\) was also used twice: to know that the stopping time is finite, and to supply the dominating function \(M_0 \tau\). The boundedness of the coefficients over the support was used once, in the same bound. No hypothesis controls the process outside the support of \(f\), and none needs to, since the integrands are already zero there.

The identity is Itô's formula with the martingale part averaged away, and what survives the averaging involves the coefficients only through \(\mathbf{u}\) and the matrix \(\mathbf{v} \mathbf{v}^\top\): the individual entries of \(\mathbf{v}\) enter nowhere else. The wiring of the noise is not erased outright, since the integrand is still evaluated along the path, and the path remembers how the noise was wired. What the identity does guarantee is that once the drift and \(\mathbf{v} \mathbf{v}^\top\) are read along the path, no further detail of \(\mathbf{v}\) matters to averages of this kind. The special case in which the stopping time is a constant is what attaches a second-order differential operator to a diffusion, and there the reduction to \(\mathbf{v} \mathbf{v}^\top\) becomes visible in the operator itself.